Appraisal Services
Independent Property Appraisal for Disputed Claims
We provide independent appraisal services on residential, commercial, and large-loss property claims. Our focus is delivering clear, well-supported and defensible valuations that help resolve disputes efficiently and professionally.
With over 30 years of property adjusting experience and 15 years as an appraiser, we understand both the technical and operational demands carriers face when invoking appraisal.
Property Insurance Appraisal Services
When valuation disputes slow down a property claim, Skousen Adjusting offers fair, well-documented property insurance appraisal services built for carriers and third-party administrators (TPAs). We provide an impartial field review, detailed documentation, and a defensible loss valuation that aligns with the policy language and the requirements of the appraisal clause.
Our job is straightforward: deliver clear, supportable appraisal findings that help move disputed files toward resolution. Our expertise in this area allows us to support you efficiently, professionally, and without creating more unnecessary back-and-forth.
What Skousen Adjusting Delivers
Defensible Scope & Pricing
Each appraisal is supported by a detailed evaluation of scope and pricing, with clear justification for all conclusions. Our goal is to provide appraisal files that are:
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Well-documented
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Easy to follow
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Capable of withstanding scrutiny.
Mitigation Appraisal & Billing Review Expertise
We have extensive experience handling mitigation-related appraisal disputes, with a comprehensive review of all supporting documentation to verify accuracy and necessity of charges.
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Detailed analysis of mitigation invoices
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Review of logs and records
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Verification of labor hours and crew size
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Evaluation of equipment usage, duration, and necessity
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Identification of unsupported or excessive charges.
Risk Assessment
We recognize the importance of timely resolution and clear communication.
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Prompt assignment acknowledgement
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Timely inspection scheduling
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Responsive communication with claims staff
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Efficient progression toward resolution or award.
What are Property Insurance Appraisals?
A property insurance appraisal is a structured way to resolve a disagreement over the amount of loss on a property claim. It's not a lawsuit, and it's not a coverage decision. It's a process used when the carrier and the insured (or their representative) generally agree a loss occurred, but differ on what it should cost to repair or replace.
For carriers and TPAs, appraisal can be a practical path to resolution, especially when it's supported by clean field documentation, a clear scope, and a valuation that holds up to scrutiny.
Our role is to keep the process organized, evidence-based, and focused on moving the file forward.
Our Appraisal Process
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Assignment received and acknowledged promptly.
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Inspection scheduled and completed.
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Ongoing communication with carrier representatives.
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Delivery of a complete, well-documented file.
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Review of claim file and supporting documentation.
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Estimate development and reconciliation efforts.
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Appraisal award preparation, if required.
Why Choose Skousen Adjusting For Appraisals?
Skousen Adjusting is built to support carriers and TPAs with reliable fieldwork and reporting you can actually use. We've been working in insurance since 2001, and our focus is still the same: timely inspections, solid documentation, and reports that are detailed and succinct.
What tends to matters most to claims teams is responsiveness and clarity, and that's where we lean in. You get direct access to the field adjuster working the file (no middle men), consistent updates, and follow-ups when claims need additional investigation.
We also adapt to how you operate. If you have specific formats, requirements, or internal standards, we can customize reports to your specifications, helping reduce delays and keep cycle times under control.
