
Experienced Property Appraisals
Independent, carrier-focused appraisal support for dispute resolution and loss evaluation.
Property Insurance Appraisal Services
Covering Arizona, Nevada and Utah
When valuation disputes slow down a property claim, Skousen Adjusting offers fair, well-documented property insurance appraisal services built for carriers and third-party administrators (TPAs). We provide an impartial field review, detailed documentation, and a defensible loss valuation that aligns with the policy language and the requirements of the appraisal clause.
Our job is straightforward: deliver clear, supportable appraisal findings that help move disputed files toward resolution. Our expertise in this area allows us to support you efficiently, professionally, and without creating more unnecessary back-and-forth.

What are Property Insurance Appraisals?
A property insurance appraisal is a structured way to resolve a disagreement over the amount of loss on a property claim. It's not a lawsuit, and it's not a coverage decision. It's a process used when the carrier and the insured (or their representative) generally agree a loss occurred, but differ on what it should cost to repair or replace.
For carriers and TPAs, appraisal can be a practical path to resolution, especially when it's supported by clean field documentation, a clear scope, and a valuation that holds up to scrutiny.
Our role is to keep the process organized, evidence-based, and focused on moving the file forward.
Our Appraisal Capabilities Include
Neutral Appraisal Support
We provide an impartial field-based evaluation with clear documentation and a defensible valuation to help move the file toward resolution.
Appraisal Umpire Service
Our umpire service yields organized, well-supported appraisal materials and field insights. We aim to reduce unnecessary back-and-forth.
Scope & Damage Review
A detailed review of scope, measurements, and observed damages to confirm what's included and support accurate estimating.
Why Choose Skousen Adjusting For Appraisals?
Skousen Adjusting is built to support carriers and TPAs with reliable fieldwork and reporting you can actually use. We've been working in insurance since 2001, and our focus is still the same: timely inspections, solid documentation, and reports that are detailed and succinct.
What tends to matters most to claims teams is responsiveness and clarity, and that's where we lean in. You get direct access to the field adjuster working the file (no middle men), consistent updates, and follow-ups when claims need additional investigation.
We also adapt to how you operate. If you have specific formats, requirements, or internal standards, we can customize reports to your specifications, helping reduce delays and keep cycle times under control.

